Bad Credit Loans

Is it your unfavourable credit status that is holding you from qualifying for a loan? Apply for bad credit loans and you can get the cash you need regardless of credit adversities. At Instant Decision Loans we will put our best foot forward to help you find these loans at competitive terms and conditions.

Bankruptcy, foreclosure, arrear, default or any other bad credit record will never hold you from qualifying for bad credit loans. Instead, at Instant Decision Loans we will give you a chance to mend your past credit errors. But for that you will need to make sure that you repay back the borrowed money along with the interest charged by lenders on time.

Besides, to qualify for bad credit loans at Instant Decision Loans you will need to meet certain pre-conditions. They are-

  • You should be an Australian citizen,
  • Above 18 years of age,
  • Hold a valid bank account and
  • Earn fixed income at the end of every month.

Applying for bad credit loans takes almost no time at Instant Decision Loans. You will need to fill up a short application form and submit us to apply. We will contact you back as soon as your application is approved. Use our secure online application and save time and money!

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

Do not pay any lender or broker an upfront fee to process your loan application.

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.