Frequently Asked Questions

What are instant decision loans?
Instant decision loans are an ideal way to raise fast cash assistance. Any unforeseen expenditure can be taken care of with the help of these loans. Be it for pending bills, due rent, home improvement or car repair, you are free to make use of the approved money for any purpose.

Am I eligible to apply?
To be considered as eligible you need to be a permanent resident of Australia, above 18 years of age, hold a valid bank account and earn fixed income at the end of every month.

Will I be debarred from approval due to unfavourable credit rating?
No, bad credit rating will never debar you from gaining an approval through us.

How long will it take to gain an approval?
Our simple and hassle free online application procedure will enable you to enjoy an approval within hours of applying.

How much can I borrow?
Based on your cash need and repayment ability you can borrow an amount ranging from AU$100 to AU$1,500. You will get one month time to repay back the borrowed money.

Am I free to spend the approved money for any purpose?
Yes, you are free to spend the approved money for any purpose.

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

Do not pay any lender or broker an upfront fee to process your loan application.

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.